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Full Realty & VA Mortgage Services
(904) 997-8064
VA & USDA NO MONEY DOWN LOANS
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| | Get Your $8,000 1st-Time Homebuyer Cash -- Purchase BEFORE April 30, 2010!
  INTEGRITY
Home & Finance, Inc.
"Results Made Affordable!"
Integrity Services:
Integrity is a FULL SERVICE real estate and mortgage company located in Jacksonville. We specialize in VA/Military transactions and USDA NO MONEY DOWN LOANS. We work directly with buyers, or through buyer's agents affiliated with other realty companies.
For Buyer's Direct:
Full Real Estate Services, both sales and listings
VA & USDA No-Money-Down Loans, with closing costs assistance
For Buyer's Agents:
VA & USDA Loans -- With our Closing Costs Assistance Program
Details about how our Closing Costs Assistance Program can help YOU and your Buyers.
We work in partnership with buyer's agents, such as yourself, to help get MORE of your offers accepted. Our program is simple: We help by offering to pay a portion of your buyer's closing costs, making it less expensive for both the buyer and the seller when negotiating an offer. And unlike the big national mortgage companies, we treat each transaction individually and personally, doing what is necessary and within our power to see that each offer has the optium chance of acceptance.
Also, we offer excellent interest rates, over 22 years experience and a singular goal of getting your offers ACCEPTED. We aren't greedy. As long as we make a little on the loan, the rest can be used for closing costs assistance as is necessary. We understand that most VA and USDA buyers need help, either with negotiating closing costs from the seller or with the actual costs themselves. And the help we offer can mean the difference between an acceptance or a rejection.
Let's face it, your buyers need to get financing somewhere. Why not have them work with a LOCAL company that will sit down with YOU, as their agent, and ask "What can we do at Integrity to make this deal work?"
We want to help you make MORE money by doing more transactions. And we want to help your buyers get into a home for the least amount of money out of their pockets. That's a win-win for both you and your customers!
Call Tom Harris at (904) 307-8491 and speak directly with the owner of the company about your buyers. Let us put our resources to work to make YOU more money by getting more of your offers accepted. When that happens, everybody wins!
(All your buyer-loan-referrals are protected.) | |
| Results Made Affordable
Integrity Home & Finance, Inc.
12058 San Jose Blvd., Suite 203, Jacksonville, FL 32223
(904) 997-8064 Office -- (904) 997-1015 Fax
Email: integrityrealestate@hotmail.com
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Foreclosures: Buying a Bargain --
Integrity's Plan-of-Action Report
We've all heard the news -- This is the BEST Buyer's Market we've ever seen. If you've ever had the slightest desire to own a home, now is the time to do it. The key to real estate wealth has always been timing: Buy Low and Sell High. With our low, low prices and motivated sellers, you CAN buy a home, not only for a low price, but also with great terms, such as closing costs assistance and low interest rates.
And if you're a first-time homebuyer, you can receive $8,000 if you purchase by April 30, 2010, and close by June 30, 2010. (Must not have owned a home in the past three years.)
And there is a type of property for sale that is even a better bargain than most -- Foreclosures!
Let me give you a couple of examples. Recently we represented a buyer who bought a 3,600 square foot home, built in 2006, for $212,000. And it appraised for $243,000 -- $31,000 above the purchase price! Another one of our buyers bought a home for $110,000. And it appraised for $125,000. With both of these properties, we got the seller to pay all the buyer's closing costs, and even some debt payoff. And both were foreclosures.
Now we can't guarantee we can find you a home that's $15,000 to $30,000 below market. We're just letting you know that they're available. But here's a very important fact: Both of these properties were on the market for less than a week before they sold.
THE GOOD PROPERTIES DON'T LAST LONG!
And here's why. Banks are carrying an incredible number of foreclosures on their books. When a bank takes back a property in foreclosure, they are required to keep a certain amount of money in reserve for every property in their REO department (Real Estate Owned Department). This is money they can't loan out and get interest on. So it costs a lot of money to keep a foreclosure on the books. Now here's the good part. Since the bank has already taken a loss of the property, they can sell these homes for any price they want. And the faster the better.
Through our inside sources, we know that banks are marketing their foreclosures at prices that will sell them in 30 to 60 days -- or less -- months shorter than the average time to sell a traditional home of 6 to 8 months. This means below market prices -- and real bargains for you!
But the secret is you MUST be in position to act when you find one of those great move-in-condition properties. That's where Integrity's Plan-of-Action is so important.
This should be your Plan-Of-Action:- BE PRE-APPROVED FOR YOUR LOAN. Banks will not even consider your offer without a Pre-Approval Letter for your loan. We can provide this for you by going to our online Loan Prequalification and completing the form. It's free and with no obligation. Or you can call (904) 997-8064 to be pre-qualified by one of our mortgage specialists.
- Sign up for DAILY email updates of all new foreclosures and traditional homes for sale that meet your needs, wants and qualification. You can do this by clicking MLS Search. We will divide your search into two parts: Foreclosures and Traditional Homes. After our initial Comprehensive Search of ALL homes, you will get daily email updates of any new properties that come on the market. The key to finding a real bargain is being first in line when the good ones come on the market. The early bird DOES get the best bargains!
Call Tom Harris, Broker-President, direct at (904) 307-8491 for more information. We're here to help. And we do this all for you -- for FREE!
 For VA-Military Homebuyers
For a complete online copy of our exclusive realty publication:
Homes For Veterans Magazine
click Homes For Veterans, or go to our military website at www.militaryhomebuyer.com
Learn how to Purchase a home for NO Money Down & NO Closing Costs! PLUS learn all about your military homebuying benefits. Homes For Veterans is the ONLY real estate publication in Jacksonville devoted exclusively to our veterans and active duty military.
Real Estate Commissions are not set by law. They are negotiable, and vary between company and agent. All commission rates listed on this website are for comparisons purposes only. All information contained on this website is deemed reliable, but not guaranteed.
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Results Made Affordable!
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